I received a lot of great feedback on my longer term savings plan a month or so ago. Specifically about how having all my “buckets” on my Ally account may make me more susceptible to dipping into these funds. And that made complete sense to me.
So I’ve reallocated my Ally account to be my long term savings account only. And left 3 buckets there. (I didn’t remove any money, just moved everything I had been putting in the various buckets to the Emergency bucket.)