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The Guardian - UK

Business

Hilary Osborne

Santander eases mortgage rules so it can lend up to £35,000 more

Aerial view of Victorian-era houses in a terraced street — A first-time buyer couple earning £49,500 between them may be able to borrow £210,352 on a two- or three-year fixed-rate mortgage – almost £14,000 more than previously. Photograph: Matt Cardy/Getty Images

One of the UK’s largest mortgage lenders has relaxed its rules and will offer some borrowers up to £35,000 more to fund their home purchases.

Santander said it had adjusted the way it calculated affordability, meaning many customers applying for a mortgage would be able to borrow between £10,000 and £35,000 more from Friday.

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