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The Guardian - UK
The Guardian - UK
Business
Shane Hickey

Romance fraud: warning over scam that turns victims into insurance cheats

Insurance Nicola Smith IFB
Happy couple on date talking in a cafe or restaurant
Rather than being targeted for their money, victims are being asked to use their identity. Photograph: Posed by models; Adene Sanchez/Getty

Romance fraud typically evokes images of people being tricked out of their life savings by partners they meet on dating sites, but some scammers use a different tactic: recruiting unsuspecting victims into fake insurance claims.

The scam involves a fraudster convincing their partner, or a person they are dating, either to say they have witnessed a car accident, or to take out an insurance policy and file a bogus claim in order to secure a payout.

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