When personal-finance author Robert Kiyosaki of “Rich Dad Poor Dad” speaks, people often react strongly, whether they agree with him or not.
“While I feel for poor people…. [sic] I do not believe in giving poor people money.”
Kiyosaki’s post on X argued that simply giving cash to those who are struggling financially doesn’t create long-term change. Instead, he encouraged people with limited means to buy a small amount of silver as a first step toward asset ownership.
It’s a bold statement and understandably controversial, but the idea behind it might be true: accessible investing, even at modest scales, can help build a strong financial portfolio over time.
Why Kiyosaki Keeps Pointing People Toward Silver
“The poor and the middle-class work for money. The rich have money work for them,” Kiyosaki posted on Facebook.
Kiyosaki has long insisted that working for a wage keeps you tied down, where you rely on each paycheck to pay for the acquisition of assets, while wealthier people focus on buying assets that generate income on their own.
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He believes the shift happens when someone stops depending on a paycheck and starts owning things that hold or grow in value. Silver fits into that idea because it’s a low-cost asset that someone with limited savings can start accumulating without needing a large income. And as a bonus, it behaves like a real asset with real demand behind it.
You’ll find silver tied to much more than just price charts. It’s in solar panels, smartphones, electric-vehicle circuitry and battery systems, RFID tags, semiconductors, water-purification systems, jewelry, silverware and even medical devices with antimicrobial coatings, just to name a few things.
That broad and essential usage gives silver staying power, because when something is built into everyday infrastructure, the demand for it will never vanish overnight.
Silver as a Starter Asset
Silver draws people in because it feels simple. You can hold it in your hand. You can buy a tiny amount without stressing over the price (and according to Kiyosaki, “even poor people can afford $50 in silver”).
This asset can be a great introduction to investing if you’ve never owned anything outside a checking account and here’s why:
| Pros | Cons |
| Low entry price for beginners | Price swings |
| Physical coins | Premiums and dealer fees add up |
| Useful industrial metal with steady demand | Physical storage can be a hassle |
| Comes in coins, bars, exchange-traded funds (ETFs), mining stocks | ETFs trade like stocks and can still lose value |
| Works as a small hedge against inflation | Not a guaranteed long-term growth asset |
What To Take Away
Silver can work as a starting point for someone who wants to get into the habit of investing without taking huge risks.
But the larger point of buying silver isn’t to go all-in. It’s to build a habit that gives you a sense of control. If silver interests you, study the different forms, such as physical metal, ETFs and mining stocks.
Most importantly, if you’re someone with limited savings, only start investing with money you can afford to leave alone, even if it’s a few dollars at a time. That gradual addition to your portfolio is what will help you build long-term wealth.
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This article originally appeared on GOBankingRates.com: Robert Kiyosaki Says Don’t Be a Loser, Invest in Silver Now — Even If You’re Poor
