Few people are prepared to face retirement without a partner to lean on when making crucial financial, investment and long-term care decisions. Yet, many people heading into retirement or already retired are single. All of which brings up a crucial question: How can you best plan for retirement as a single person?
In the Pew Research Center's 2025 analysis of Census Bureau figures, about 41% of adults aged 65 and older are unpartnered, with 51% of women in this group single compared to 29% of men. Roughly 26% to 28% live alone, with over 22 million "solo agers" lacking traditional family support. For pre-retirees, roughly 32% are unpartnered, a lower rate than retirees. However, gray divorce and other developments are increasing singlehood in this group, with about 20% living alone, according to the Society of Actuaries (SOA).
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