For millions of older Americans, the dream of a comfortable retirement is shifting from a shared vision to a complex game of geography. A new analysis of federal data by Investopedia reveals a stark reality. The size of the nest egg required to retire comfortably in the US now depends heavily on the state line you cross.
On average, a typical American couple aged 65 or older needs around $1.16 million in savings. This sum allows them to live comfortably alongside their Social Security benefits. Yet, that single national figure masks a dramatic regional divide. The required savings swing by more than $500,000 from the cheapest state to the most expensive.
