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Saving Advice
Saving Advice
Drew Blankenship

Received a Social Security Overpayment Notice? Take These Steps Before You Pay

Social Security overpayment notice
A Social Security overpayment notice doesn’t always mean you should send money immediately. Review the notice carefully and understand your official SSA options before responding. OttoPles/Shutterstock

Social Security overpayments can happen for several reasons, including changes in earnings, reporting delays, benefit calculation errors, or changes in eligibility. Receiving a notice does not automatically mean you agree with the amount owed or that you must immediately write a check. The Social Security Administration gives beneficiaries specific rights to question the decision, request a waiver in certain circumstances, or arrange a manageable repayment plan.

So, what should you do when you receive one of these notices? Well, let’s first talk about why these overpayments occur in the first place.

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