Social Security overpayments can happen for several reasons, including changes in earnings, reporting delays, benefit calculation errors, or changes in eligibility. Receiving a notice does not automatically mean you agree with the amount owed or that you must immediately write a check. The Social Security Administration gives beneficiaries specific rights to question the decision, request a waiver in certain circumstances, or arrange a manageable repayment plan.
So, what should you do when you receive one of these notices? Well, let’s first talk about why these overpayments occur in the first place.