The letter from the insurance company arrived just before Brian and Morgan Gobba finally finished construction on their new house: Their homeowner’s policy was being canceled.
The Gobbas were among the first families to return to Paradise after the 2018 Camp Fire killed 85 people and destroyed 90% of the homes here. The house where Morgan grew up burned in the fire. The couple wanted to be part of restoring the town, but the process has been exhausting and expensive.
