Home borrowers with loans linked to External Benchmark Linked Rate (EBLR) can breathe a little easier for now, as Reserve Bank of India (RBI) governor Sanjay Malhotra decided to keep the repo rate unchanged at 5.25%, during the Monetary Policy Committee (MPC) meeting that concluded on Wednesday (August 5, 2025).
This is the fourth time in a row that the RBI has held the repo rate steady, allowing many borrowers to keep enjoying those low home loan interest rates a bit longer.