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Ashley Donohoe

Rachel Cruze: 8 Ways To Lower Your Essential Costs

Fly View Productions / iStock.com

Deloitte Insights data showed that 78% of Americans worried about inflation and that monthly nondiscretionary spending was up by 8% in August 2025. While it’s easy to scale back on luxuries like new electronics and vacations, reducing your essential living costs is trickier and can require some creativity.

Check Out: 4 Moves To Make If You Can’t Pay All Your Bills This Month

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