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The Guardian - US
The Guardian - US
Environment
Taylor Kate Brown for Floodlight

Property insurance disappears for Louisianans – but not for gas facilities

Insurance Louisiana Jesse Keenan David J Phillip Sempra Gulf Hurricane AIG Chubb Liberty Mutual
A man climbs up the side of his family’s destroyed storage unit after Hurricane Ida, in Houma, Louisiana, in August 2021.
A man climbs up the side of his family’s destroyed storage unit after Hurricane Ida, in Houma, Louisiana, in August 2021. Photograph: David J Phillip/AP

Residents of coastal Louisiana are facing growing risks from flooding and extreme weather, with options for home insurance vanishing as insurers leave the state. But the fossil fuel industry operating nearby has no such worries.

Liquefied natural gas (LNG) terminals have been springing up along the fragile Gulf coast, securing insurance even as their product contributes to the climate crisis and its growing risks, including more intense hurricanes and increased coastal flooding that are driving away residents.

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