The Parliamentary Standing Committee on Health and Family Welfare has recommended increasing the insurance cover under the Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (PM-JAY) from Rs 5 lakh to Rs 10 lakh, stating that the current limit is insufficient to cover the cost of several advanced and life-saving medical procedures.
In its 172nd Report, the committee said treatments such as liver transplants, complex cardiac surgeries and immunotherapy often cost far more than the existing coverage ceiling, leaving beneficiaries to bear significant out-of-pocket expenses despite being covered under the scheme.
