Serial killer Peter Tobin reportedly hatched a bizarre plan to take out life insurance and then commit suicide.
A financial consultant has told how he received a "hysterical" call from evil Tobin demanding to be given a policy, saying: "I've done something terrible - now I'm going to kill myself."
Tobin died in October at Edinburgh's Saughton jail while serving a whole life term for the murders of Vicky Hamilton, 15, Dinah McNicol, 18, and 23-year-old Angelika Kluk.
