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Times Life
Times Life
Aishwarya Kapoor

Pet Insurance in India: What Your Policy Actually Covers, What It Excludes, and When It Pays

What Indian Pet Insurance Policies Actually Cover

Most pet insurance policies available in India, offered by insurers including New India Assurance, Bajaj Allianz, and Future Generali, are structured around accidental injury and illness hospitalisation. The core promise is straightforward: if your dog or cat requires inpatient veterinary treatment following an accident or a diagnosed illness, the insurer reimburses a portion of the bill, typically between 70 and 80 percent, up to the sum insured.

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