Parents are stealing their children's identities to access debt—and destroying their kids' credit scores in the process

Low angel view of young Asian woman relaxing and sitting on a chair in the dining room. She is holding credit card / debit card and doing online shopping on smartphone. Making payment, paying bills and transferring money. Technology makes life easier and more convenient. Close-up and cropped shot. (Credit: Getty Images)

When Axton Betz-Hamilton set up her first utility bill at college, she soon realized something was very, very wrong.

It turned out she’d been a victim of identity theft—and it had destroyed her credit rating.