Question: Our new health plan is HSA-compatible. I know these accounts are great to have in retirement, but it seems like such a hassle. We are not the most organized couple and I worry we won't use it all. Is it worth it?
Answer: High-deductible health insurance plans can be wonderful for people who are generally healthy and don't tend to see the doctor often. For people who tend to have frequent medical needs, they can be expensive.
