One man's EV coverage rose from $1,180 to $1,690 in four years — a roughly 43% increase. The hidden reasons premiums could be getting more expensive may have nothing to do with the battery

What was a shocking discovery for one electric vehicle owner was not the car getting old too fast, but the increase in their insurance expenses.

According to the owner, their annual insurance rate rose from approximately $1,180 in 2021 to nearly $1,690 in 2025, which is about a 43% rise over four years.