There are few bigger recent stains on the finance industry than the payday loans scandal, which exploited some of the poorest in society until the Financial Conduct Authority watchdog capped interest charges.
Now there are fears that the scandal is being repeated in the adult training sector, with loans for courses being given to people who are already financially vulnerable.
If a student is unhappy with their course and leaves then they are left without any qualification but still in debt to the finance company.
