The number of people who got on the property ladder with a mortgage across the UK last year is estimated by a building society to be up by nearly a fifth compared with 2024.
Yorkshire Building Society estimated that 390,324 first-time buyer mortgage transactions took place in 2025 — marking an 18 per cent increase compared with 2024 and close to a recent peak in 2022 (405,250), which was partly driven by trends seen during the coronavirus pandemic.
