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Fortune
Fortune
Peter Vanham

Climate insurance is becoming a world of haves and have-nots

An aerial shot of concrete rubble and flattened buildings (Credit: Joe Raedle—Getty Images)

Hello, and welcome to the Impact Report.  

America—and the world we live in—often feels like a tale of two realities, doesn’t it? I, again, got that feeling when I went through two climate insurance reports this week, which painted a very different picture of where the U.S. (and the world) stand on climate resilience. The takeaway: Depending on which socioeconomic reality you face, climate disasters are either catastrophic or a manageable risk.  

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