No Home, No Insurance: The Double Hit From Los Angeles Fires

More than 12,000 structures, including many homes, were lost to the huge fires that tore through Los Angeles (Credit: AFP)

As he looks at the ruins of his home razed when deadly fires tore through the Los Angeles area, Sebastian Harrison knows it will never be the same again, because he was not insured.

"I knew it was risky, but I had no choice," he told AFP.