Most people start the new year with good intentions to build up some savings, but rising costs are making this ambition even more challenging this year.
Families across the country have been hard hit by the cost of living crisis, with soaring energy bills and higher food costs pushing budgets to the limit. But if you have decided 2023 is going to be the year you stop living from payday to payday, we've some fun suggestions to help keep your interest going beyond the first flush of enthusiasm.
These money challenges could see you start by saving just 1p on the first day - but if you stick with it, and you could end up hundreds or even thousands of pounds better off by the end of the year. Whether you save cash in jars or envelopes or open savings accounts is up to you, but here we look at nine creative ways to boost your savings.