
When you open a 401(k) retirement savings plan, you're showing some love to your future self. If you just landed a new job, congratulations! It's a great time to sign up for a 401(k) if your new employer offers one.
Even if you've been on the job for a while, you should still sign up. (No judgment; many people put off this task.) So, when you receive that inch-thick benefits packet, don’t toss aside the 401(k)-signup form and information guide like a piece of junk mail. The reason? Completing the 401(k) onboarding process and opening a retirement savings account is the first mile on the long road to a secure retirement.