New insurance norms for hospital admission that aim to curb what the General Insurance Council is calling "unnecessary hospitalisation" have set off alarm bells across India's medical community, with doctors warning that the guidelines could end up being used to deny legitimate claims from patients who genuinely need hospital care.
The General Insurance Council, an industry body representing non-life insurers, has issued a clinical advisory to hospitals and nursing homes laying out when patients with common fevers and infectious diseases should be admitted and considered eligible for cashless insurance coverage.