Millions of households across the country are keeping a close eye on their spending habits this winter in an effort to stick to a budget and stay one step ahead of the ongoing cost of living crisis. However, financial pressure can make people vulnerable to scammers offering fake deals, goods or refunds which turn out to be clever ploys to obtain personal details and gain access to bank or savings accounts.
Which? has issued an early warning to everyone with a bank account to be vigilant heading into the new year, especially if they are offered an unbeatable bargain online or exclusively invited to invest in a ‘get rich quick’ scheme. The consumer group has shared five specific banking and payment scams to watch out for in 2023.
Jenny Ross, Which? Money editor, said: “Scammers are relentless when it comes to wanting our personal information and ultimately our money. And while their tactics will no doubt continue to evolve, we think these scams are the main ones to watch out for.”
