Satya Nadella has spent the past year telling the world that AI is a bicycle for the mind, an amplifier of human capability, not a replacement for it. Some companies aren't so sure investors are using it that way. A July Barclays report, 'When Decisions Become Too Easy: AI and Investors' Judgement', has a name for what happens when AI stops being a bicycle and starts being the rider: cognitive surrender.
As AI moves from something an investor occasionally consults to something embedded in every decision, the temptation grows to hand over not just the task but the thinking itself, accepting AI's output with minimal scrutiny, especially when it happens to agree with what the investor already believed.