Mum’s Alzheimer’s has trapped the kids’ NatWest cash

Investing in a NatWest child’s account was an investment in the future… only when it came to accessing the the rewards, it proved impossible. Photograph: Chris Dorney/Alamy

My mother set up NatWest First Saver accounts for my children when they were born. The accounts are held in trust for when they turn 18 and my parents have paid into them monthly to help fund them through university.

My mother is now in the final stages of Alzheimer’s and I have registered financial power of attorney for her.