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Wales Online
Wales Online
Nisha Mal

Mum once 'drowning' in debt pays off what she owes by making vast lifestyle changes

A new mum who was once “drowning” in £3,000 worth of debt with bailiffs at her door learned cash-saving hacks to pay off what she owed – and is now helping thousands of other people battle their money worries as the cost of living crisis hits. Rosie Forshaw, 33, who now lives in Cheshire with her 10-month-old son and husband, who she does not want to name, shares her savvy tips online as @moneysavingrosie and wants everyone to know it’s possible to live “frugally and with dignity”.

As inflation reaches a 40 year high, she is often contacted by strangers asking how to stretch a few pounds and said: “Things are bad and only getting worse. I just want to do what I can to help people.” Rosie, who now works as a wedding videographer, was herself stricken with anxiety when she fell into debt back in 2012 due to working a zero hours contract in a music venue.

Struggling with bills and buying basic necessities, Rosie ended up with a County Court Judgement (CCJ) against her in 2013, ordering her to pay back around £2,500. She said: “The debt inhibited every aspect of my life. It made me feel anxious that any phone call or anyone at the door was coming for money.”

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