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The Economic Times
The Economic Times
National

Mortgage Rate Forecast: As current 30-year US mortgage and refinance interest rates shift unexpectedly, major market forecasts reveal whether locking in today or waiting could save homeowners thousands this year

United States Interest Rates US Federal Reserve the Federal Reserve Housing Market

Mortgage rates today: Something unusual has happened in the U.S. mortgage market this month. The Federal Reserve raised its benchmark interest rate by a quarter point in September after holding it steady through most of 2026. Officials pointed to stronger economic activity and inflation that had not cooled as quickly as hoped.

You might expect mortgage rates to rise with it. They did not.

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