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Evening Standard
Evening Standard
Vicky Shaw

More mortgage customers can now borrow up to six times income, says Nationwide

Nationwide
Nationwide said that in 2025, it saw a 57% increase in the number of first-time buyer mortgages taken at or above five times income, compared with 2024 (Fiona Hanson/PA) - (PA Archive)

Nationwide Building Society has announced it is extending its high loan‑to‑income (LTI) lending to a wider range of borrowers, with some now able to borrow tens of thousands of pounds more than previously.

Home movers and customers remortgaging will be able to borrow up to six times their income, the society said.

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