More evidence that car insurance pricing in Illinois is biased against the poor

Traffic backs up during heavy rain in the Chicago area last month. A new report says Illinois drivers with poor credit pay more for auto insurance than people who have excellent credit — even if those with bad credit have a good driving record. (Pat Nabong / Sun-Times)

You might be an excellent driver, but, if your credit score is less than excellent, expect to pay more for car insurance — an average of $491 more a year in Illinois, a new study shows.

The findings by nonprofit advocacy group Consumer Federation of America offers more evidence that auto insurance pricing is biased against the poor.