The year might be new, but January often brings the same old worries about money. Rising energy prices and increased food bills combined with the typical post-Christmas financial blues has meant a difficult start to 2023 for many, and the continuing cost of living crisis means further money troubles are on the horizon.
But the start of a new year also means new hope for breaking out of old routines and harmful money cycles to put aside a little bit of cash for the future - whether that's for the odd unexpected bill, emergency payment, or a nice treat to look forward to down the road.
There are several money saving challenges making the rounds on social media designed to help you save money in a way that suits you, reports the Express. Whether you can only put aside pennies, or can stash away some notes for a rainy day, saving anything you can will help protect against future crisis.