Saving money at the moment is difficult due to the rising cost of living and soaring energy bills.
But if you're desperate to put away some money this year, a cash-saving challenge involving envelopes could mean you end 2023 with a whopping £5,000 saved.
All you need to take part is 100 envelopes, and on each one, write any cash amount between £1 and £100. Each week, choose two at random and save however much the envelope is labelled with.