Millennials are old. The most senior in this demographic cohort are now in their early 40s and many will have careers, mortgages, children and may be starting to plan for the rest of their lives.
Maybe they hope to follow in the footsteps of their grandparents and parents. Logging off work for good, they’ll dip into their pension pot and enjoy a holiday somewhere warm or finally take up that long-delayed hobby. I’m here as the ghost of retirement future to tell you that there’s a strong chance this won’t be happening.