Medicare Open Enrollment begins October 15, and millions of older Americans will soon face decisions that could affect their healthcare costs throughout 2027. Before you start comparing plans, however, there’s a simple step that could save you hours of frustration: gather the documents and information you’ll need in one place. Sitting down at the kitchen table with the right paperwork can make it easier to spot changes in premiums, prescription coverage, and doctor networks before they become expensive surprises.
According to Medicare.gov, the annual enrollment period runs from October 15 through December 7, with coverage changes generally taking effect January 1. Your Medicare Open Enrollment checklist should include more than last year’s insurance card, especially if you take several prescriptions or regularly see specialists. Here are eight things worth gathering before comparing your 2027 coverage options.
