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The Free Financial Advisor
The Free Financial Advisor
Catherine Reed

Medicare Now Covers Mental Health Sessions Without Cost-Sharing—Are You Using It Yet?

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Mental health care just became more accessible for millions of older Americans. With recent changes, Medicare now covers mental health sessions without cost-sharing, meaning beneficiaries can receive professional support without worrying about copays or coinsurance. This shift recognizes that mental wellness is just as important as physical health, especially for those facing life transitions, chronic illness, or isolation. Whether you’ve been considering therapy for years or are only now exploring your options, there’s never been a better time to take advantage of these expanded benefits. Here’s what you need to know to get started.

1. Understanding the New Medicare Mental Health Coverage

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