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Tom’s Guide
Tom’s Guide
Technology
Brian Nadel

McAfee+ Ultimate identity theft protection review: Everything you need to stay safe online

McAfee software shown on an iPhone and a PC.
McAfee+ Ultimate: Specs

Monthly cost: No monthly plan
Yearly cost: $280/yr
Family plan: $425/yr
No. of bureau scores: 3
No. of bureaus monitored: 3
Frequency of credit reports: TransUnion—Daily; Equifax and Experian—annual
Type of credit score: VantageScore 3.0
Credit-improvement simulator: Yes
Credit-lock/freeze button: Yes
Security software: AV, VPN, PW manager
Investment account monitoring: Yes
Max. ID-theft coverage: $2 million plus $25,000 for ransomware attack
Data Breach Alerts: Yes
Payday loan/Medical Records Monitoring: Yes/Yes
Sex Offender/Cyberbullying Alert: No/No
Title Change Alert: No
Two Factor Authentication (2FA): Yes
Extras: AI-based scam protection

Bringing together services provided by TransUnion and pairing them with McAfee’s antivirus protection, this identity protection and credit monitoring plan makes an already impressive security suite a lot better and more comprehensive for dealing with the age of cyber theft. Unlike others, McAfee software designers did their homework by integrating the many products and services of one of the best identity theft services into its current antivirus software offerings with a common look and coherent feel for generally easy use and navigation.

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