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Fortune
Fortune
Tatiana Sataua

Mastercard and Visa want AI bots at checkout. Shoppers still want the final click

(Credit: Mohssen Assanimoghaddam/picture alliance via Getty Images)

Credit card companies are racing to claim a place at the checkout when AI agents start shopping on behalf of consumers—even as shoppers remain skeptical of letting bots spend their money.

Mastercard rolled out a payment option Thursday that lets people give an AI agent a virtual card and allow it to buy things online without checking in before each purchase. Cardholders can limit how much it spends, restrict which retailers it buys from, or require approval before checkout.

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