Money saving expert Martin Lewis says if you have a certain type of savings account then it's probably time to ditch it. In a piece he recently put together for the Daily Express Mr Lewis said the days of cash ISAs are gone.
He said there was a time when he'd be urging savers to use their new tax-free cash ISA allowance as there was a time when "money was nicer in an ISA". But it was in 2016 that everything changed, according to Mr Lewis.
This was when the Personal Savings Allowance (PSA) launched and things began to alter. It means: