A fan of MoneySavingExpert founder and TV personal finance guru Martin Lewis has explained how she used a simple online trick to save herself almost £2,000. The MSE site has an online eligibility calculator you can use to find out how likely you are to be accepted for a variety of credit cards that could help reduce debt.
Users fill in a handful of personal and financial details, which takes around two minutes, for a 'soft search' that does not impact credit scores. Patricia, contacted Martin to let him know how she had benefited from the calculator after she was concerned her 0% APR credit card interest was drawing to a close, reports The Mirror.
She was unsure how to avoid being charged 20% APR until she tried out the calculator. She managed to find a no-fee credit card that gave her 18 months at 0% APR to pay off her debts.
