Despite spending hundreds of millions of dollars on huge waterfront estates on Miami's Indian Creek Island, American tech billionaires face one surprising reality. The island’s social centre, the Indian Creek Country Club, follows a strict old-money approval system. On this barrier island, known as the 'Billionaire Bunker', owning a home does not automatically give residents club membership. To get in, even the world's richest people must be nominated, carefully reviewed, and approved through a process that treats them no differently than other wealthy applicants.
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