Baby Boomers have spent decades building wealth, homes, and retirement savings—but many overlook the insurance coverage gaps that quietly threaten everything they’ve worked for. Rising healthcare costs, longer lifespans, and outdated policies can leave retirees exposed when they assume they’re fully protected. Even diligent planners may discover too late that certain risks—like long-term care or liability—aren’t covered at all. Underinsurance doesn’t always mean no insurance; it often means not enough where it matters most. Spotting these shortfalls early can prevent financial shock later.
