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The Independent UK

Business

J.R. Duren

Make this your first step in getting out of credit card debt

Anxiety United States

Taking the first step to pay off your credit card debt can be intimidating but will provide benefits that go beyond your bank account - (Getty Images)

America has a credit card problem.

The average consumer has four credit cards and carries a total balance of around $6,000, according to the Federal Reserve Bank of New York’s most recent data. U.S adults have a collective $1.23 trillion in credit card debt.

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