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The Economic Times
The Economic Times
Sneha Kulkarni

Lowest home loan interest rates after RBI repo rate hike: Check EMI on above Rs 30 lakh to 75 lakh loans at public & private banks, HFCs

RBI Interest Rates Bank of India Bank of Maharashtra Central Bank of India South Indian Bank Indian Bank the Reserve Bank of India Adhil Shetty Bajaj Housing Finance

The Reserve Bank of India (RBI) in its Monetary Policy Committee (MPC) meeting today (Wednesday, October 7, 2026) raised the repo rate from 5.25% to 5.50%. With the rate hike, home loan interest rates linked to the External Benchmark Lending Rate (EBLR) are set to rise.

However, before banks increase interest rates on EBLR-linked loans, you can still lock in prevailing low rates to purchase your home. Here we take you through the lowest interest rates for home loans above Rs 30 lakh to Rs 75 lakh offered by public and private sector banks and housing finance companies (HFCs).

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