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The Economic Times
The Economic Times
Business

Lower real interest rates have not hurt deposit growth in India: SBI Research

India Interest Rates RBI

Mumbai (Maharashtra): Lower real interest rates have not hurt deposit mobilisation in India, with deposit growth improving despite a decline in real interest rate, according to an SBI Ecowrap report.

The report said the weighted average domestic term deposit rate on fresh deposits declined by 63 basis points, while the rate on outstanding deposits softened by 51 basis points following the cumulative 125 basis points reduction in the policy repo rate between February and June 2026.

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