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The Guardian - US
The Guardian - US
World
Dani Anguiano in Chico

‘Left with nothing’: inside California’s wildfire home insurance crisis

Piles of ashen belongings, such as a Buddha statue, sit where a house once was
The remnants of Kristy and Michael Daneau’s home in Cohasset, California. They previously lost their home in the 2018 Camp fire. Photograph: Kristy and Michael Daneau/The Guardian

Kristy and Michael Daneau breathed a deep sigh of relief when they found the home for sale on a heavily wooded lane in northern California’s Butte county five years ago. Everything lined up.

The owner was looking to sell only to survivors of the Camp fire. A few months earlier, the couple and their four daughters had lost everything in the blaze, save for their four dogs. Kristy barely escaped the fast-moving flames.

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