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The Hindu
The Hindu
National
Sharath S. Srivatsa

Lack of live authentication led to Aadhaar-enabled Payment System fraud in Karnataka

As Karnataka reported cases of fraudulent financial transactions using Aadhaar numbers and thumb impressions downloaded from the public domain recently, it has now emerged that the transactions took place over the non-live fingerprint authentication that led to multiple frauds in the Aadhaar-enabled Payment System (AePS). This is despite the Unique Identification Authority of India (UIDAI) in February stating that the live authentication will be rolled out from March 1.

While such frauds by Bihar- and Jharkhand-based gangs have been reported in several States across the country before, the frauds that came to light recently is the first in Karnataka, and the modus operandi here is also new, the police said. “Fraudsters have used different modus operandi elsewhere in a non-live authentication process. There have been similar cases in the MGNREGA system in other places,” a senior Bengaluru police official said.

The modus operandi
Documents were downloaded from the Kaveri system
Aadhaar number and thumb impression in documents were used
A 3D print of thumb impression found in document was generated
Fraudulent transactions undertaken using Aadhaar number and 3D print of the thumb to withdraw money using Aadhaar-enabled Payment System
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