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International Business Times UK
International Business Times UK
Business
Stephanie Cruz

Kevin O'Leary Reveals 'F*** You Account' Strategy: Why He Says $5 Million Is Enough

O’Leary warns against tying up wealth in physical assets, stressing that $5 million in liquid cash is essential for true financial independence. (Credit: X/ @percyishim)

Shark Tank investor Kevin O'Leary has drawn a hard line on what it means to be truly wealthy. It has nothing to do with property, cars or business equity. The Canadian entrepreneur says the real threshold is $5 million (approximately £3.95 million) in liquid cash — a sum he calls his 'magic number' and one he keeps parked in US Treasury bills.

'You're not rich until you have $5 million liquid. Not in your house. Not in your car. Cash,' O'Leary wrote in an April 2026 post on X. 'Once you have that, you can take risks again.'

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