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The Guardian - UK

Business

Sarah Marsh

Junior Isas: how to turn £50 a month into £18,000 for your child at age 18

ISAS Laura Suter Charlene Young Jamie Wignall AJ Bell

Illustration: Jamie Wignall — Illustration: Jamie Wignall Illustration: Jamie Wignall/The Guardian

Learn the rules

A junior Isa is a long-term, tax-free way to save for children in the UK. The accounts were introduced in 2011 to replace the child trust fund (CTF), which was discontinued amid government spending cuts. Unlike CTFs, junior Isas are not started with a government voucher – all of the contributions are voluntary.

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