
A Vanguard survey found that only around 25% of Americans succeeded with meeting their spending and savings resolutions last year. While the majority is confident they’ll succeed in 2026, they’ll likely need to make the right changes to improve their finances.
In a YouTube video, licensed attorney and entrepreneur Jaspreet Singh explained several money traps that will keep Americans broke in 2026. Here are top mistakes you should avoid and Singh’s wiser suggestions.